Esewa Money Transfer maintains a robust compliance framework aligned with international remittance standards. The system includes automated sanctions screening and real-time fraud monitoring. It provides continuous transaction monitoring and reporting. Partners have access to comprehensive audit trails to meet regulatory obligations across global jurisdictions.

Yes, EMT supports flexible settlement options in major currencies, including USD, EUR, and GBP. These options allow partners to better manage treasury and liquidity strategies. The treasury team provides competitive foreign exchange rates to maintain price competitiveness in remittance corridors.

A market leader in Nepal’s digital remittance, EMT leverages an exclusive partnership with eSewa, Nepal’s largest digital wallet with over 10.5 million users. Partners gain direct access to a large, digitally active user base. Growth is supported through joint onboarding campaigns including promotional offers and partner-specific promo codes. EMT collaborates on digital marketing targeting major migrant corridors to accelerate customer acquisition.

The system uses real-time "look-up" capabilities to identify errors before processing. Validation checks include bank account status verification and name matching. This pre-transaction validation significantly reduces operational costs and customer support volumes. EMT achieves up to a 99% First-Time-Right (FTR) transaction success rate.

EMT operates a wide range of payout channels including Digital Channels (eSewa Wallet, Fonepay Direct, Bank Transfers), Direct-To-Action (Utility Payments, Foreign Employment SSF, Request Money), and Hybrid/Cash options (Cash to Wallet, Cash pickups).

The network combines digital channels with over 100,000 physical payout locations. Recipients can receive funds via direct bank transfers or the eSewa digital wallet. This nationwide coverage ensures fund access in remote districts even when digital connectivity is limited. eSewa users can receive funds instantly and withdraw cash at their convenience.

Partners can typically move from development to production within two weeks. EMT provides a high-performance REST API with comprehensive developer documentation.

The integration process includes access to a dedicated sandbox testing environment. Technical support and secure authentication protocols are provided throughout the integration. Partners can integrate through Direct API integration, Secure authentication protocols and Dedicated testing environments.

EMT provides 24/7/365 support through a dedicated Network Operations Center (NOC). Strategic partners are assigned dedicated account managers and technical integration specialists. The team provides priority incident response to ensure uninterrupted transaction flows.

Beyond moving money, a partnership with EMT transforms how families in Nepal interact with their future. By migrating cash-based remittances into the digital fold, we provide unbanked households their first entry point into the formal financial system.

• From Cash to Capital: Recipients don’t just "pick up money"; they gain a digital identity, allowing them to pay utilities, build savings, and access insurance directly through their phones.

• Empowering Families: We provide recipients (often in remote areas) with total transparency and control over their funds, reducing the "remittance gap" and fostering long-term financial independence.

• Transparent Flows: Our digital-first approach ensures every dollar is traceable, supporting global ESG standards and formalizing the grassroots economy.

Partnering with EMT means plugging into the heartbeat of Nepal’s digital economy. As a flagship member of the F1Soft Group, we offer more than a payout rail. We offer a massive, ready-made audience.

• Unrivaled Reach: Instant access to over 10.5 million eSewa wallet users and a network of 26 million+ digital banking customers.

• Ecosystem Synergy: We aren't just a service provider; we are the pioneers who moved Nepal from "cash-in-hand" to "click-on-phone."

• Trust at Scale: We combine institutional-grade security with deep local market insights, ensuring your brand is associated with the most trusted name in Nepali fintech.

• Beyond the Transfer: We help you deliver a complete financial experience, turning a simple transaction into a lasting customer relationship.